Mortgage advice in Zurich
Mortgage advice in Zurich — financing structured strategically.
Whether it is your first mortgage, a refinancing or a top-up: we compare more than fifty Swiss lenders independently and structure your loan so that affordability, maturities and interest-rate risk fit together over the long term — transparently, personally and with no bank tie.
The starting point
Why your house bank is rarely the best offer
Clients who arrange a mortgage exclusively with their house bank typically accept margins that sit 15 to 40 basis points above the market-leading rate. Over ten years and several hundred thousand francs of outstanding debt, that quickly adds up to a five-figure sum. Tranche structuring, split maturities and a proper refinancing strategy also tend to go unused.
Your advantages
What independent advice actually delivers
More than 50 lenders compared
Banks, insurers and pension funds — independent and free of any bank tie.
Sharper terms
We negotiate margins that individual clients rarely achieve on their own.
Affordability first
Loan-to-value, affordability and amortisation — assessed realistically and over the long term.
Split-tranche strategy
5, 10 and 15-year maturities combined intelligently — interest-rate risk properly spread.
Process
Your route to the right mortgage
Needs assessment
We map the property, equity, income and your intended horizon.
Offer comparison
An anonymised request goes to the appropriate lenders — you see the terms side by side.
Structuring
Tranche allocation, maturities and amortisation aligned to your risk capacity.
Completion & follow-through
Support through to disbursement and beyond — including a timely refinancing reminder.
Mortgage calculator
Check your monthly cost and affordability
Current Swiss market rates, updated daily. Indicative only; all values in CHF.
The interactive calculator below is displayed in German — the underlying figures (SARON, fixed rates, amortisation) are identical for both language versions.
Hypothekenrechner
Vergleich führender Schweizer Hypothekaranbieter – täglich aktualisiert.
Tagessatz 10 J.
Rechenwert ohne Amortisationsanteil. Effektive Konditionen ergeben sich individuell aus Belehnungshöhe, Objektstandort, Bonität und laufender Marktlage – NCP holt für Sie mehrere Offerten ein.
In which situation?
We advise at every stage of your financing
First mortgage
You are buying your first home and need a properly considered financing structure.
Refinancing
Your existing mortgage is coming to maturity — we secure the strongest follow-on offer.
Top-up
You are planning a renovation or an additional investment and need further capital.
Investment property
Multi-family building or commercial property — we structure the financing for investors.
Trust and discretion
Personal advice from our Zurich office
NCP | Next Connection Partners AG · Stockerstrasse 38 · 8002 Zurich. Your point of contact stays the same from the first conversation to disbursement — no ticketing system, no call centre.
FAQ
Common questions on mortgage advice
Related
Topics that belong to the buying and selling process
Free initial consultation
Your Zurich mortgage — discussed personally.
Send us the basic figures. We come back to you within 24 hours with a first set of indications.
- No-obligation first meeting
- Response within 24 hours
- Discretion guaranteed